SSS and RCBC launch Loan Lite for faster digital credit access

Rizal Commercial Banking Corporation (RCBC) and the Philippine Social Security System (SSS) have partnered to launch the SSS Loan Lite programme. The initiative allows eligible SSS members to apply for short-term credit digitally through the RCBC DiskarTech application. This move aims to offer a formal alternative to informal, high-interest lending practices.

The service was officially introduced during a financial education campaign at the SSS Diliman office in Quezon City on 26 March 2026. As part of the rollout, RCBC is establishing physical help desks within select SSS branches. These touchpoints actively guide members, especially those without bank accounts, through the account onboarding process and help them use digital features such as savings, loan applications, and remittances.

Members will also have access to the MySSS Card, which functions as a Mastercard debit card, an SSS account management tool, and a portal to DiskarTech's services.

Robert Joseph M. de Claro, President and Chief Executive Officer of the SSS, noted that the initiative aligns with their goal of providing accessible support. "Through this partnership with RCBC, we are not only modernising how our members access financial services but also ensuring that no Filipino worker is left behind in the digital economy," he stated.

Lito Villanueva, RCBC's Executive Vice President and Chief Innovations and Inclusion Officer, highlighted the importance of in-person support for digital adoption. He explained, "Physical spaces are still pivotal and transformative to the digital banking journey of a majority of Filipinos, especially members of SSS"