Germany's Long-Term Care Overhaul: A Bold Call for Solidarity-Based Insurance

Michaela Engelmeier, chair of the SoVD executive board, is pushing for a major reform in Germany’s long-term care system. She proposes a solidarity-based citizens’ insurance model that would include all members of society, including civil servants. Engelmeier argues that long-term care is a shared responsibility. Her proposal builds on the existing social long-term care insurance framework but ensures equal benefits for all, whether privately or statutorily insured.

Under her plan, every individual, including civil servants, would contribute to the system. She believes this collective financing approach is the fairest way to fund long-term care. The SoVD’s proposal aims to create a unified system where everyone pays in and receives the same support. If adopted, it would mark a significant shift in how Germany funds and delivers long-term care.